| Loan Tenure | Up to 30 years | 31-35 years | Up to 30 years | 31-35 years | Up to 30 years | 31-35 years |
| Age | Age used to calculate loan tenure, will be based on income-weighted |
| Up to 65 | Up to 70-75 | Up to 70-75 | Up to 65 | Up to 70-75 | Up to 70-75 | Up to 65 | Up to 70-75 | Up to 70-75 |
| Max. LTV Limit | 75% | 55 % | 55 % | 45 % | 25% | 25 % | 35 % | 15 % | 15 % |
| 20 % (non-individuals) |
| Min. Cash Down payment | 5 % | 10 % | 10 % | 25 % | 25 % | 25 % | 25 % | 25 % | 25 % |
| Gaurantors / Co-borrowers | All Co-borrowers must be mortgagors. Guarantors must be co-borrowers if the latter did not pass the TDSR criteria |
| Mortgage Servicing Ratio | 30% |
| Total Debt Servicing Ratio | 55 % |
| Stress Test Interest Rate | 4 % |
